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A Transfer on Death Deed is a legal document used to designate a beneficiary who will inherit real property when the owner dies. Unlike traditional deeds, it delays the actual transfer until death, allowing the owner to retain full control, including selling, refinancing, or revoking the deed at any time.
Use a TOD Deed when you want your property to pass directly to a named beneficiary at your death, without probate. Itโs commonly used as part of simple estate planning.
A TOD Deed helps families avoid probate, reduces legal costs, and provides a clear plan for property transfer. It ensures your beneficiary receives the property quickly and with minimal paperwork after your death.
A TOD Deed must be recorded to be legally effective. It does not transfer ownership during the ownerโs lifetime. It is fully revocable as long as the owner is living and competent.
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